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You should also keep your web browser and operating system current with the most recent security patches.
For people who aren’t tech-savvy, this might seem a little complicated, but most of this stuff updates automatically these days as long as you have the software in place.
The extra ‘s’ indicates the site uses an encryption system to scramble your information.
The “s” doesn’t necessarily guarantee the transaction is 100% safe, but it’s a fast and easy check that can give you another layer of confidence. Don’t conduct online transactions in public places.
That will give them your usernames, passwords, credit card numbers and personal information. Only shop online from your own computer (or that of a trusted friend) with a private Wi Fi connection.
If you tend to make transactions in public places, consider getting a VPN.
Websites often save login information, and you don’t want to accidentally leave your accounts open for the next person who hops on the computer.
Even if you’re good about always logging out, it is possible for hackers to install keylogger information to record your keystrokes. A good hacker can snag your information using the public Wi Fi.
If a site looks outdated or poorly designed, proceed with caution.
Many cards also have zero-liability policies, so you’re even better protected.
Debit cards aren’t quite as comprehensive, and depending on when you report the card missing, you could be on the hook for the entire amount. If you have doubts about a transaction, you can even use a one-time use credit card to generate a random card number linked to your actual account.
Again, this isn’t a perfect guarantee of a flawless security system, but it can help you feel better about your purchase.
Most legitimate websites will carry some sort of seal of approval from an organization like Mc Afee, the Better Business Bureau, Veri Sign or TRUSTe.
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Not all are tripped up by the scent of an unfamiliar cologne or perfume, however.